Taxable Income Calculator
Work out your taxable income in Pakistan after allowable deductions and exemptions.
Taxable Income Calculator
Taxable Income Calculator
Results
About the Taxable Income Calculator
Understanding how income tax works in Pakistan is essential for salaried employees, business owners and freelancers alike. This Taxable Income Calculator applies the current Federal Board of Revenue (FBR) rules — including the salaried and non-salaried slab structure, the filer/non-filer distinction and the Tenth Schedule surcharge — so you can see your exact liability in seconds instead of puzzling over the tax tables.
The most important concept is the progressive slab system: only the portion of income that falls within each bracket is taxed at that bracket's rate. That is why your effective rate (total tax divided by total income) is always lower than your marginal rate (the rate on your highest rupee of income). This calculator shows both, which helps you understand your real tax burden and plan salary negotiations, bonuses or additional income.
Filer status changes everything. Under the Finance Act rules, non-filers pay 100% additional tax on income above Rs 600,000 — in practice, roughly double the filer's tax bill. If you earn taxable income, filing your annual return and maintaining an active NTN is usually the single most effective way to reduce your tax. The results here compare both scenarios so you can see exactly what filing is worth to you.
Tax rates change with each Finance Act, and this tool's rates are editable fields so you can update them when FBR revises the slabs. Treat the output as a reliable estimate for planning, but always verify your final liability with the official FBR portal or a registered tax practitioner before filing, especially if you have multiple income sources or complex deductions.
How to use the tax calculator
- 1
Enter your annual or monthly income in the amount field, matching the label on the calculator.
- 2
Select your filer status — filer (NTN holder) or non-filer — using the dropdown.
- 3
Adjust any extra fields shown (province, year or status) if the tool offers them.
- 4
Read your tax liability, effective rate and take-home amount, which update live as you type.
- 5
Compare the filer and non-filer figures to see how much filing your return saves you.
Frequently Asked Questions
What reduces my taxable income?
Allowable deductions — such as approved pension and insurance contributions, zakat, and specific investments — are subtracted from gross income before the slabs are applied.
Which tax year do the rates reflect?
The calculator uses the latest Finance Act slabs as its defaults — the same structure FBR applies to current-year income. Because the rates are editable inputs, you can update them yourself when a new budget changes the brackets.
Why do non-filers pay more tax?
Under the Tenth Schedule, non-filers pay 100% additional tax on taxable income above Rs 600,000. That effectively doubles the tax on that portion of income, which is why registering as a filer is almost always worth it.
Is this an official FBR calculation?
No — this is an educational estimate based on published rates. For your actual return, verify with FBR's official portal, Iris, or a registered tax advisor.