SIP Calculator (Systematic Investment Plan)

From compound growth to loan affordability, the numbers behind personal finance in Pakistan are rarely intuitive. This SIP Calculator (Systematic Investment Plan) puts one of those calculations in front of you with transparent inputs and instant results, so you can make decisions with real numbers instead of guesses.

The tool uses the standard financial formulas — the same math banks, mutual funds and insurance companies apply — with values in Pakistani rupees and rates editable to match your actual product.

Small differences compound into large ones: a 1% better rate on a 10-year investment, or one fewer percentage point of markup on a loan, changes the outcome by tens of thousands of rupees. This calculator makes those differences visible.

Financial products in Pakistan are priced differently — KIBOR-linked loans, profit-and-loss sharing accounts, and savings certificates all behave differently. Enter each product's actual rate here to compare them fairly.